Overseas Student Health Cover (OSHC) Australia
If there are some countries where you can not undertake your studies without
perfect health insurance throughout your duration, Australia is one of them.
And you must get this before entering Australia as part of your visa
requirement. As an international student coming to Australia, this is a
compulsory requirement you must meet in order to get your visa approved by
the Department of home affairs.
Medical expenses are really expensive in Australia. OSHC requirement
is essential in order to be able to meet up with your medical expenses while
living in Australia as a student.
When do you get this? Usually, as soon as your admission has been
approved, before sending your admission letters and other documents, your
institution will let you know of this requirement. They will guide you on
how to pay for one if necessary. So you might either pay for one directly
yourself via one of the approved providers listed below or organised with
your institution to make some arrangements for you. In some cases, through
the institution, it can be significantly cheaper.
However, if you are a self-sponsored student, that's when you might get some
little worries about all the little steps to follow in order to get your
cover. The good news is, it's pretty easy as it seems. On the other hand,
for most scholarship students, if your scholarship covers your OSHC, then you do not have to
worry, the institution generally will make an arrangement for you while
processing your admission documents. All international students in Australia must get an Overseas Student Health Cover except students from
Norway, Belgium, and Sweden as they have been covered by other Insurance
schemes by their nations or covered under reciprocal health care with
Australia.
How do you get your Overseas Student Health Cover (OSHC)?
To get your overseas student health coverage (oshc insurance):
-
👉You can either meet an agent to arrange one for you
-
👉Or make arrangements with your institution.
-
👉Or you can buy one directly from an approved provider.
-
-Contact the provider,
-
-Get your policy and
pay.
Below is a list of 6 approved providers you can pay for your policy
directly. They provide adequate health insurance to students at a reasonable
cost based on an agreement with the Department of Health. The amount varies
per provider, but usually, from your institution, you can find the cheapest
OSHC providers. The followings are the most popular OSHC providers :
Things to be aware of about your overseas student health cover
When applying for your visa, you need to know:
-
👉The policy number of your health cover,
-
👉 The date that it starts and finishes,
-
👉 Be familiar with the terms and conditions of your
policy
-
👉The name of your Health Cover or the type
In case you applied by yourself, make sure to be aware of the above
information. If your education provider made the arrangements for you, still
make sure you know this information as all that will be required during your
visa application. There is an Easy step-by-step process for an Australian student visa online
application that highlighted most of the information and others that are usually
requested at this stage of your visa application
👉Be sure you know the day it starts and the day it finishes.
This is because you can not enter Australia before the day your policy
begins, you can only enter from the day after.
👉When already in Australia, you must maintain your health
cover, so be sure to renew one when your cover finishes. Alert your provider
in case you are changing visa status as policies differ per visa.
👉You must maintain your OSHC until when you are leaving
Australia. There should be no gap in the renewal process.
👉If already in Australia, and you change your visa status or
other forms of visa eligibility, make sure to inform your OSHC provider as
soon as possible.
👉If you are alone, it is a single cover only for you. If you
are being accompanied by family, then you should get a family policy
covering you and all your family.
What can be covered under your Student Health Cover?
You should be aware that this cover does not cover you 100%. Overseas
student health cover does not pay for general treatment (ancillary, or
extras cover) such as dental, optical or physiotherapy. But it covers all
medical visits (visits to the doctor), some hospital treatment, ambulance
cover and limited pharmaceuticals (medicines).
Good luck with your student visa application and see you soon in
Australia😃. Don't forget to share your experience with us, and give us a
like below if you
find the post helpful. For requirements for an Australian student
visa check the post links below
Related posts to check :
Find Fully Funded scholarships to study in Australia :
If you have questions that need a wide response, feel
free to join our Facebook group community of 70k+ active members to interact. Thanks
Comments
Post a Comment