PhD Scholarship Opportunities In Transforming Initial Teacher Education for Social Impact

                       PhD Scholarship Opportunities In Transforming Initial Teacher    Education for Social Impact Are you passionate about promoting equity, diversity, and inclusion in teacher education? Do you want to make a meaningful contribution to the field through research? We have two exciting PhD projects that align with your goals! About the Positions We are offering two related PhD projects on the topic of cultural diversity of preservice teachers, a critical area in the current educational landscape. The successful candidates will have the opportunity to work with renowned supervisors and contribute to the development of knowledge in this field. Project 1:Investigate the professional transition of preservice teachers from diverse backgrounds into their first year of teaching. This project aims to understand the challenges and opportunities that preservice teachers face as they enter the profession. Project 2: Explore how preservice teachers and young people from diverse ba

Your Guide to Choosing the Right OSHC for Aussie Adventures

Decoding OSHC: Your Guide to Australia's Student Health Cover

Are you planning to study in Australia soon? Then, make sure you have Overseas Student Health Cover (OSHC) before you start your journey. OSHC is a mandatory requirement for your student visa, and it acts as your superhero cape, protecting you from unexpected medical bills and visa issues. It provides coverage for medical expenses, hospitalization, and other healthcare services during your stay in Australia. 

For instance, if you get injured while learning to surf, OSHC will cover your medical expenses, including doctor visits and hospital stays. Without OSHC, you may face difficulties in obtaining medical treatment, which can lead to additional expenses and problems with your visa. 

Therefore, it's crucial to get OSHC before you travel to Australia. You can find more information about OSHC and how to meet this essential student visa requirement by checking out this link: What Is OSHC? How To Meet This Essential Student Visa Requirement. Also check out Genuine Temporary Entry Requirements(GTE) for student visas.

There are six Australian government-approved OSHC providers, and you can compare all of them in one place at OSHC Australia. By comparing with OSHC Australia, you could save up to $300 on your OSHC policy. Here are the six OSHC providers:

The Key Players:
  1. ahm OSHC: Renowned for its comprehensive cover and network of providers, ahm offers several plans with varying levels of extras, like dental and optical.
  2. Allianz Care Australia (Peoplecare): Popular for its budget-friendly options and 24/7 customer support, Peoplecare provides basic to comprehensive cover.
  3. BUPA Australia: Known for its premium plans with extensive coverage and access to Bupa's specialist network, ideal for those seeking top-tier healthcare.
  4. CBHS International Health: Community-owned with a focus on preventive care, CBHS offers affordable plans with extras like mental health cover.
  5. Medibank Private: Australia's largest health insurer, Medibank provides OSHC plans with a wide range of options and extras, catering to diverse needs.
  6. NIB OSHC: Focused on student needs, NIB offers flexible plans with discounts for couples and families and additional cover for activities like skiing.
There are six OSHC providers in Australia that have been approved by the government to provide health coverage to international students. However, choosing the right one can be overwhelming. Luckily, there are some comparison websites with features you can use to make the process easier: OSHC Australia and Canstar are prime examples. These websites enable you to compare different providers' features and pricing to make an informed decision

Comparison Points to Consider:

When comparing OSHC providers, consider the following points: coverage level, cost, network of providers, customer service, and additional benefits. You should also consider the must-haves of your OSHC cover, which include doctor's treatment, hospital treatment, and ambulance cover. With OSHC, you can receive 100% coverage for GP consultations, and up to 85% coverage for specialist visits. OSHC policies also cover accidents and emergencies at a minimum of 100%, as determined by each state and territory. However, it is important to note that ambulance cover is only available for emergency situations. See summaries below:
  1. Coverage level: Basic, single, or family plans; extras like dental, optical, and ambulance; annual maximum limits.
  2. Cost: Premiums vary based on coverage level, age, and provider. Compare quotes from different insurers.
  3. Network of providers: Check if doctors, hospitals, and specialists near your study location are covered.
  4. Customer service: Look for 24/7 support, online resources, and easy claim processing.
  5. Additional benefits: Some insurers offer discounts, rewards programs, and wellness resources.

Unpacking the Essentials:

The must-haves of your OSHC cover:

  • Doctor's Treatment: With your OSHC policy, you are able to visit a GP for consultation. You will have 100% coverage of the Medicare Benefits Scheme fee. You are also able to have specialist visits, such as x-rays of blood work, where you can claim up to 85% of the MBS fee.
  • Hospital Treatment: Every OSHC policy covers accidents and emergencies at a minimum of 100%, as determined by each state and territory. All insurance providers have agreements with private hospitals. You can compare what is included, and what levels of cover you want with your OSHC.
  • Ambulance Cover:  Most of the OSHC policies have emergency ambulance cover, or emergency on-the-spot treatment coverage. If you request an ambulance, and it is not deemed an emergency, then that travel will not be covered by OSHC.

Beyond the Basics:

Remember, every adventurer is different. Consider these factors when choosing your OSHC:
  • Pre-existing conditions: Disclose any pre-existing medical conditions to ensure your chosen plan provides adequate coverage.
  • Adventure activities: Planning to conquer snowy peaks or dive the Great Barrier Reef? Make sure your OSHC covers those thrills. Choose a plan that covers adventure activities or overseas travel if you plan to explore Australia.
  • Waiting periods: Understand any waiting periods before specific services are covered.
  • Budget: Compare plans and prices to find the perfect fit for your wallet. Use a comparison website like OSHC Australia to easily compare plans and quotes from different providers.
When choosing an OSHC provider, you should also consider your personal needs and preferences. Make sure to disclose any pre-existing medical conditions, and choose a plan that covers any adventure activities you plan to participate in. You should also be aware of any waiting periods before specific services are covered, and compare plans and prices to find the best fit for your budget.
Remember that choosing the right OSHC provider is a personal decision, so take the time to research and compare providers. If you have any questions or concerns, don't hesitate to contact insurers for clarification. With the right coverage, you can focus on enjoying your Australian study adventure without worrying about unexpected medical expenses. Good luck with your studies!
Discover other related important posts below
Interested in scholarships? check the links below please:
Best of luck with your student visa application. Please share your experience with us.

Don't hesitate to leave a comment below, tell us about your experience in applying for a scholarship abroad, your difficulties and how we can assist you if you need any help. 
Please Subscribe here for all future updates and opportunities.

FOLLOW US on FacebookInstagramTwitterLinkedIn for more content and updates.
If you have questions that need a wide response, feel free to join our Facebook group community of 80k+ active members to interact. Thanks


Free Online Courses

Student Visa Guidelines

Jobs and Opportunities

Admissions and Scholarships Guidelines